Before insurance and financial services, Mike spent more than twenty years in customer relations — the kind of work that teaches you to listen for what someone actually needs before you say anything back. That habit carried straight into this work. In just over four years he has sat down with hundreds of individuals and families to build a plan for their money that balances protection, growth, retirement, and long-term goals.

Mike holds an agent contract with New York Life and, separately, appointments with more than twenty-five other insurance carriers. That combination is deliberate. It means he can bring a mutual company’s balance sheet to the cases where that matters most, and go elsewhere when a different carrier is genuinely the better fit for someone’s health history or budget.

On the retirement side, Mike works through his insurance license — helping people roll old employer accounts into IRAs and into guaranteed-income products like annuities, and reviewing what they already have. That work is compensated by commission from the insurance carrier, the same as the rest of his insurance business, and he will always tell you plainly how something is paid for before you decide anything.

How Mike works

The first meeting is questions, not a presentation. There is no illustration on day one, because there isn’t yet enough to build a useful one. What comes back is a written picture of where you stand, what the realistic options are, and what each one costs.

After that, the actual job begins: annual reviews, the phone call when a plan changes, the paperwork when a beneficiary needs updating, and being reachable when something goes wrong. That is the part nobody advertises and the only part that compounds.

Home

Mike has called the Mississippi Gulf Coast home for more than fourteen years. He and his wife are raising their four kids there — which is also most of why he does this work the way he does. Plans that hold up for a family are the only kind he is interested in building.